Ancillary products consist of types of coverage outside of medical, such as dental, vision, long and short term disability (LTD+STD). Besides these types of products, there are also supplementary products such as accident, critical illness, cancer and other disability products.
For groups who are looking for these types of products, a full census would be needed. However, on this page, you will find products that are voluntary, meaning that an individual or an individual who is part of a group could purchase these products on their own, without the group needing the plan in place.
This way, the employer does not have to pay extra for products that some people may not need, but people who think they need them can purchase them on their own.
